KARNATAKA EXAMS ACADEMY — Terms of Service

You must be at least 13 years old to use the Service. If you are under 18, you may use it and make payments only with the involvement of a parent or legal guardian.

You are responsible for keeping your login credentials confidential and for all activity that happens under your account. Tell us immediately at support@igniterapp.com if you suspect any unauthorised use.

Enrolling grants you a personal, non-transferable licence to view the course for your own study only. Sharing, reselling, screen-recording or redistributing the material is strictly prohibited.

You keep access to a purchased course while it stays active on the Service, except where access is withdrawn because you breached these Terms.

The price of each course appears on the Service in Indian Rupees, taxes included where applicable. Razorpay processes all payments securely, and we retain only a transaction reference — never your card details.

All transactions are subject to our Refund Policy. We reserve the right to update prices, but changes never apply retroactively to courses you already own.

Refund eligibility is described in our Refund Policy, available on this site. Where a refund is approved, it is returned to your original payment method, typically within 5–7 business days.

Digital content that has already been substantially accessed or downloaded may not be eligible for a refund, except where required by law.

The Service is offered “as is” and is meant to support your preparation, not to guarantee results. Although we maintain the content carefully, KARNATAKA EXAMS ACADEMY does not warrant any particular outcome, uninterrupted access, or that everything is free of errors.

To the fullest extent permitted by Indian law, KARNATAKA EXAMS ACADEMY disclaims liability for indirect or consequential damages connected with your use of the Service, while preserving any liability that cannot lawfully be excluded.

All courses, videos, notes, mock tests, branding, and other material on the Service are owned by KARNATAKA EXAMS ACADEMY or its licensors and are protected by copyright and other laws. Your licence to use them does not transfer any ownership to you.

You are free to leave and delete your account whenever you wish. We may limit, suspend or end your access where you break these Terms, where the law requires it, or if KARNATAKA EXAMS ACADEMY stops operating on the platform.

You agree to use KARNATAKA EXAMS ACADEMY lawfully and respectfully: no piracy or redistribution of content, no attempts to defeat payment or access protections, no unlawful or harmful uploads, and no interference with the Service’s operation or security.

We reserve the right to suspend or terminate any account that violates these terms, without refund in cases of serious misuse.

Indian law governs these Terms, and any dispute is subject to the jurisdiction of the courts of India.

We may revise these Terms occasionally. Where a change is significant we will give in-app notice and update the “Last updated” date shown above, and your continued use signals acceptance of the new Terms.

For any query or grievance concerning these Terms or the Service, reach our team at support@igniterapp.com; we aim to reply without undue delay.